In a large skillet melt 2 tablespoons of butter over medium heat. Cook onion, and bell pepper until tender.
Add in ham and cook until heated through. Pour into a bowl and set aside.
In the same skillet, heat 1 tablespoon of butter over low heat. Crack eggs one at a time into a large bowl. Add salt, pepper, and heavy cream. Whisk well.
Scramble eggs until almost set. Remove from heat and stir in cream cheese. Pour into a bowl and set aside.
In the same skillet, heat butter over medium high heat. Place tortilla in the skillet. Fill with veggie/ham mixture, and eggs. Top with another tortilla.