Preheat oven to 400 F.
Use a serrated knife to slice each loaf into 2" slices. However, do NOT cut all the way through.
Use the serrated knife to slice in the opposite direction.
Line a flat fan with aluminum foil. Spray with non stick cooking spray. Place sliced loaf on top of foil and stuff with cheese.
Sprinkle jalapenos and bacon over the top of the bread.
Melt butter. Stir in garlic, cumin, salt, and pepper.
Brush bread with butter using a pastry brush. No pastry brush? No problem? Just drizzle using a spoon.
Cover loaf with an additional piece of foil.
Bake for 20 minutes or until golden brown.
Serve with spicy cheese dip if desired.