My Rare Tropical Disease?!
When I graduated high school 6 years ago, insurance was the absolute last thing on my mind! I was caught up in a whirlwind of dorm room shopping and graduation parties. I try to stay as healthy as I can with a balanced diet and walks each day. No worries right?
One afternoon at the mall I got a bad case of the chills. I figured it was just from the ultra cold mall AC. However, as time went on I began to feel feverish and achy. By the time I got home I had a temp that was over 103 degrees and a killer migraine.
Combine that with a stiff neck and I was fearing the a worst case scenario. I remember a friend asking if I wanted to go to the ER. I waved her away because of financial fears. I knew I couldn’t afford it.
Luckily I ended up being fine. I had a rare tropical disease that was making its way around my small town.
However, I knew I never wanted to have to make that money/health tradeoff decision ever again.
That’s why I purchased voluntary insurance before going off to college that Fall.
Right now as open enrollment rolls around (where you can review/pick a new plan), I’d encourage you to consider it too!
Think major medical insurance is enough? Think again! Copays, uncovered care, and daily living expenses can add up quick! Voluntary coverage like what I have is designed to help pay your out of pocket expenses. Best of all, they can also be used on everyday expenses such as gas and groceries.
Aflac offers a wide variety of voluntary insurance including Cancer Insurance, Disability Insurance, Accident Insurance, and Critical Care Insurance.
What my family has is called Hospital Indemnity Insurance: It helps cover what regular insurance may not in case you ever have to be hospitalized.
With the average hospital stay being 4.5 days and costing over $10,000 dollars I think its worth the small amount of extra money each month.
I was selected for this opportunity as a member of Clever Girls and the content and opinions expressed here are all my own.